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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,699 | $76,551-6.3% | $123,894-42.1% | $62,881+14.0% |
| Participation rate | 50.0% | 73.0%-23.0pp | 81.4%-31.4pp | 69.3%-19.3pp |
| Annual return | 9.11% | 18.68%-9.6pp | 47.52%-38.4pp | 20.14%-11.0pp |
| Employer contribution / active EE | $1,414 | $2,882-50.9% | $4,617-69.4% | $2,281-38.0% |
| Participant deferral / active EE | $4,164 | $4,840-14.0% | $5,984-30.4% | $3,203+30.0% |
| Admin fee / account holder | $2,087 | $4,826-56.7% | $8,357-75.0% | $4,296-51.4% |