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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,792 | $89,364+46.4% | $141,177-7.4% | $72,983+79.2% |
| Participation rate | 53.7% | 75.1%-21.5pp | 82.5%-28.8pp | 69.5%-15.8pp |
| Annual return | 22.82% | 111.86%-89.0pp | 71.40%-48.6pp | 81.01%-58.2pp |
| Employer contribution / active EE | $1,564 | $3,115-49.8% | $4,736-67.0% | $2,440-35.9% |
| Participant deferral / active EE | $4,899 | $5,419-9.6% | $6,710-27.0% | $3,608+35.8% |
| Admin fee / account holder | $2,805 | $5,959-52.9% | $10,263-72.7% | $5,124-45.3% |