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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,863 | $117,846+19.5% | $102,434+37.5% | $145,884-3.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 11.30% | 31.90%-20.6pp | 29.46%-18.2pp | 551.85%-540.5pp |
| Employer contribution / active EE | $2,487 | $3,615-31.2% | $3,023-17.8% | $4,662-46.7% |
| Participant deferral / active EE | $4,033 | $5,733-29.7% | $5,055-20.2% | $6,690-39.7% |
| Admin fee / account holder | $14,464 | $13,356+8.3% | $9,462+52.9% | $13,392+8.0% |