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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,307 | $110,307+16.3% | $96,576+32.9% | $139,456-8.0% |
| Participation rate | 44.4% | 78.1%-33.7pp | 76.0%-31.5pp | 80.3%-35.9pp |
| Annual return | 13.79% | 26.40%-12.6pp | 25.87%-12.1pp | 373.45%-359.7pp |
| Employer contribution / active EE | $1,038 | $3,619-71.3% | $2,965-65.0% | $4,753-78.2% |
| Participant deferral / active EE | $1,999 | $5,547-64.0% | $4,851-58.8% | $6,711-70.2% |
| Admin fee / account holder | $17,514 | $11,597+51.0% | $8,253+112.2% | $11,407+53.5% |