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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,315 | $100,805+17.4% | $86,698+36.5% | $134,532-12.1% |
| Participation rate | 69.2% | 79.0%-9.7pp | 76.6%-7.4pp | 81.2%-12.0pp |
| Annual return | -14.12% | 29.09%-43.2pp | 35.95%-50.1pp | 418.27%-432.4pp |
| Employer contribution / active EE | $1,844 | $3,490-47.2% | $2,837-35.0% | $4,741-61.1% |
| Participant deferral / active EE | $2,866 | $5,339-46.3% | $4,656-38.4% | $6,401-55.2% |
| Admin fee / account holder | $5,945 | $10,925-45.6% | $7,493-20.7% | $11,429-48.0% |