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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,161 | $51,638-72.6% | $129,406-89.1% | $80,959-82.5% |
| Participation rate | 61.5% | 56.9%+4.6pp | 69.6%-8.1pp | 67.7%-6.1pp |
| Annual return | 11.66% | 20.78%-9.1pp | 9468.18%-9456.5pp | 35.67%-24.0pp |
| Employer contribution / active EE | $713 | $1,584-55.0% | $4,155-82.8% | $2,757-74.1% |
| Participant deferral / active EE | $2,154 | $2,670-19.3% | $4,167-48.3% | $4,300-49.9% |
| Admin fee / account holder | $288 | $4,313-93.3% | $7,689-96.3% | $6,925-95.8% |