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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,286 | $152,542-94.6% | $117,498-92.9% | $134,509-93.8% |
| Participation rate | 81.8% | 77.1%+4.7pp | 70.6%+11.2pp | 81.2%+0.6pp |
| Annual return | -20.55% | 53.02%-73.6pp | 29.75%-50.3pp | 418.13%-438.7pp |
| Employer contribution / active EE | $431 | $5,574-92.3% | $4,178-89.7% | $4,741-90.9% |
| Participant deferral / active EE | $2,808 | $4,819-41.7% | $4,071-31.0% | $6,400-56.1% |
| Admin fee / account holder | $29,771 | $7,006+325.0% | $5,646+427.3% | $11,427+160.5% |