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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,712 | $153,311-81.9% | $109,313-74.6% | $273,972-89.9% |
| Participation rate | 72.7% | 80.1%-7.4pp | 71.3%+1.5pp | 83.0%-10.3pp |
| Annual return | 7.76% | 29.86%-22.1pp | 22.07%-14.3pp | 41.46%-33.7pp |
| Employer contribution / active EE | $2,727 | $5,619-51.5% | $3,892-29.9% | $4,869-44.0% |
| Participant deferral / active EE | $2,756 | $3,932-29.9% | $3,166-13.0% | $5,287-47.9% |
| Admin fee / account holder | $569 | $8,076-93.0% | $5,666-90.0% | $10,133-94.4% |