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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $543,121 | $80,985+570.6% | $96,576+462.4% | $75,181+622.4% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 18.19% | 27.05%-8.9pp | 25.87%-7.7pp | 160.69%-142.5pp |
| Employer contribution / active EE | $9,116 | $2,282+299.4% | $2,965+207.4% | $2,671+241.3% |
| Participant deferral / active EE | $13,034 | $3,929+231.8% | $4,851+168.7% | $4,126+215.9% |
| Admin fee / account holder | $3,340 | $6,719-50.3% | $8,253-59.5% | $5,650-40.9% |