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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,950 | $78,428+449.5% | $95,960+349.1% | $79,852+439.7% |
| Participation rate | 96.4% | 73.5%+22.9pp | 77.1%+19.3pp | 69.6%+26.8pp |
| Annual return | 17.17% | 19.37%-2.2pp | 91.63%-74.5pp | 31.72%-14.5pp |
| Employer contribution / active EE | $6,925 | $1,945+256.0% | $2,541+172.5% | $2,471+180.2% |
| Participant deferral / active EE | $8,950 | $3,440+160.2% | $4,167+114.8% | $3,740+139.3% |
| Admin fee / account holder | $4,442 | $5,622-21.0% | $6,797-34.7% | $5,306-16.3% |