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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,747 | $67,602+364.1% | $82,312+281.2% | $70,126+347.4% |
| Participation rate | 96.2% | 72.8%+23.4pp | 76.9%+19.3pp | 69.5%+26.6pp |
| Annual return | 17.01% | 21.57%-4.6pp | 25.88%-8.9pp | 73.15%-56.1pp |
| Employer contribution / active EE | $6,448 | $1,755+267.4% | $2,428+165.5% | $2,343+175.3% |
| Participant deferral / active EE | $6,957 | $2,987+132.9% | $3,706+87.7% | $3,332+108.8% |
| Admin fee / account holder | $776 | $4,512-82.8% | $5,608-86.2% | $4,645-83.3% |