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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,260 | $71,878+498.6% | $86,698+396.3% | $68,486+528.2% |
| Participation rate | 96.3% | 72.2%+24.0pp | 76.6%+19.7pp | 67.9%+28.4pp |
| Annual return | -16.66% | 3.53%-20.2pp | 35.95%-52.6pp | -7.85%-8.8pp |
| Employer contribution / active EE | $6,598 | $2,173+203.6% | $2,837+132.6% | $2,597+154.1% |
| Participant deferral / active EE | $11,068 | $3,779+192.9% | $4,656+137.7% | $4,028+174.8% |
| Admin fee / account holder | $6,584 | $6,113+7.7% | $7,493-12.1% | $5,404+21.8% |