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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $453,198 | $72,177+527.9% | $115,038+294.0% | $59,633+660.0% |
| Participation rate | 90.9% | 72.6%+18.4pp | 81.4%+9.5pp | 68.7%+22.2pp |
| Annual return | 0.57% | 12.02%-11.5pp | 26.14%-25.6pp | 2041.45%-2040.9pp |
| Employer contribution / active EE | $8,498 | $2,841+199.1% | $4,608+84.4% | $2,203+285.8% |
| Participant deferral / active EE | $11,840 | $4,783+147.6% | $6,026+96.5% | $3,192+271.0% |
| Admin fee / account holder | $36,380 | $4,927+638.4% | $8,175+345.0% | $4,297+746.6% |