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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $843,810 | $105,200+702.1% | $159,474+429.1% | $85,847+882.9% |
| Participation rate | 92.5% | 75.8%+16.7pp | 82.8%+9.6pp | 69.3%+23.1pp |
| Annual return | 17.78% | 45.08%-27.3pp | 263.68%-245.9pp | 318.61%-300.8pp |
| Employer contribution / active EE | $8,725 | $3,319+162.9% | $4,831+80.6% | $2,565+240.1% |
| Participant deferral / active EE | $14,637 | $5,946+146.2% | $7,353+99.1% | $3,952+270.4% |
| Admin fee / account holder | $18,873 | $6,934+172.2% | $10,802+74.7% | $6,261+201.4% |