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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $509,978 | $77,817+555.4% | $123,553+312.8% | $64,173+694.7% |
| Participation rate | 91.4% | 74.7%+16.7pp | 82.3%+9.1pp | 69.6%+21.8pp |
| Annual return | -4.47% | 12.49%-17.0pp | 119.21%-123.7pp | 7.63%-12.1pp |
| Employer contribution / active EE | $9,033 | $3,014+199.7% | $4,628+95.2% | $2,381+279.4% |
| Participant deferral / active EE | $12,536 | $5,240+139.2% | $6,426+95.1% | $3,470+261.3% |
| Admin fee / account holder | $16,007 | $5,519+190.0% | $9,284+72.4% | $4,887+227.5% |