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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $477,572 | $76,551+523.9% | $123,894+285.5% | $62,881+659.5% |
| Participation rate | 94.4% | 73.0%+21.5pp | 81.4%+13.0pp | 69.3%+25.1pp |
| Annual return | 10.46% | 18.68%-8.2pp | 47.52%-37.1pp | 20.14%-9.7pp |
| Employer contribution / active EE | $8,392 | $2,882+191.2% | $4,617+81.8% | $2,281+267.9% |
| Participant deferral / active EE | $12,076 | $4,840+149.5% | $5,984+101.8% | $3,203+277.0% |
| Admin fee / account holder | $38,470 | $4,826+697.2% | $8,357+360.3% | $4,296+795.6% |