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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,788 | $154,193-34.0% | $130,045-21.7% | $139,466-27.0% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.5%-3.5pp | 80.3%-5.3pp |
| Annual return | -2.69% | 32.51%-35.2pp | -137.30%+134.6pp | 373.66%-376.3pp |
| Employer contribution / active EE | $7,381 | $5,292+39.5% | $4,321+70.8% | $4,754+55.3% |
| Participant deferral / active EE | $5,971 | $6,709-11.0% | $5,820+2.6% | $6,712-11.0% |
| Admin fee / account holder | $37,746 | $13,989+169.8% | $10,600+256.1% | $11,409+230.9% |