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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,168 | $135,645-38.7% | $110,243-24.6% | $135,380-38.6% |
| Participation rate | 75.0% | 83.5%-8.5pp | 79.8%-4.8pp | 82.6%-7.6pp |
| Annual return | 10.39% | 513.24%-502.8pp | 314.76%-304.4pp | 519.81%-509.4pp |
| Employer contribution / active EE | $6,044 | $4,907+23.2% | $3,827+58.0% | $4,779+26.5% |
| Participant deferral / active EE | $5,721 | $5,507+3.9% | $4,672+22.4% | $5,609+2.0% |
| Admin fee / account holder | $2,342 | $11,458-79.6% | $8,548-72.6% | $10,828-78.4% |