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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,879 | $176,838-5.1% | $146,685+14.4% | $167,518+0.2% |
| Participation rate | 72.7% | 83.6%-10.9pp | 80.1%-7.3pp | 82.1%-9.4pp |
| Annual return | 38.73% | 24.04%+14.7pp | 22.75%+16.0pp | 478.71%-440.0pp |
| Employer contribution / active EE | $7,387 | $5,161+43.1% | $4,137+78.6% | $4,838+52.7% |
| Participant deferral / active EE | $4,920 | $6,441-23.6% | $5,507-10.7% | $6,342-22.4% |
| Admin fee / account holder | $21,865 | $13,262+64.9% | $10,281+112.7% | $12,312+77.6% |