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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,565 | $162,821-44.4% | $133,978-32.4% | $158,982-43.0% |
| Participation rate | 72.7% | 83.2%-10.5pp | 79.8%-7.1pp | 82.0%-9.2pp |
| Annual return | -10.72% | 41.95%-52.7pp | 45.10%-55.8pp | 302.99%-313.7pp |
| Employer contribution / active EE | $6,153 | $4,976+23.7% | $3,919+57.0% | $4,763+29.2% |
| Participant deferral / active EE | $5,195 | $5,910-12.1% | $5,047+2.9% | $5,983-13.2% |
| Admin fee / account holder | $377 | $11,742-96.8% | $8,930-95.8% | $11,252-96.6% |