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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,665 | $166,131+1.5% | $164,975+2.2% | $145,877+15.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 11.62% | 100.37%-88.7pp | 70.12%-58.5pp | 551.28%-539.7pp |
| Employer contribution / active EE | $5,361 | $5,276+1.6% | $4,343+23.5% | $4,663+15.0% |
| Participant deferral / active EE | $4,939 | $6,962-29.1% | $6,033-18.1% | $6,691-26.2% |
| Admin fee / account holder | $1,265 | $16,648-92.4% | $12,688-90.0% | $13,402-90.6% |