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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,665 | $166,268+1.4% | $165,100+2.2% | $145,897+15.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 11.62% | 100.52%-88.9pp | 70.21%-58.6pp | 552.29%-540.7pp |
| Employer contribution / active EE | $5,361 | $5,284+1.5% | $4,348+23.3% | $4,663+15.0% |
| Participant deferral / active EE | $4,939 | $6,964-29.1% | $6,035-18.2% | $6,689-26.2% |
| Admin fee / account holder | $1,265 | $16,659-92.4% | $12,696-90.0% | $13,390-90.6% |