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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,342 | $152,592-34.2% | $125,180-19.8% | $152,885-34.4% |
| Participation rate | 93.3% | 83.3%+10.0pp | 79.8%+13.6pp | 82.5%+10.9pp |
| Annual return | 20.84% | 54.84%-34.0pp | 43.79%-23.0pp | 345.39%-324.6pp |
| Employer contribution / active EE | $4,714 | $4,947-4.7% | $3,866+21.9% | $4,763-1.0% |
| Participant deferral / active EE | $4,578 | $5,868-22.0% | $4,937-7.3% | $5,851-21.7% |
| Admin fee / account holder | $7,560 | $13,435-43.7% | $9,703-22.1% | $11,598-34.8% |