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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,654 | $135,645-51.6% | $110,243-40.4% | $135,379-51.5% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -5.74% | 513.24%-519.0pp | 314.76%-320.5pp | 519.79%-525.5pp |
| Employer contribution / active EE | $5,472 | $4,907+11.5% | $3,827+43.0% | $4,779+14.5% |
| Participant deferral / active EE | $3,797 | $5,507-31.1% | $4,672-18.7% | $5,609-32.3% |
| Admin fee / account holder | $4,482 | $11,458-60.9% | $8,548-47.6% | $10,828-58.6% |