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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,292 | $126,636-1.1% | $312,151-59.9% | $116,462+7.6% |
| Participation rate | 75.9% | 82.6%-6.7pp | 89.1%-13.2pp | 74.7%+1.2pp |
| Annual return | 12.44% | 15.31%-2.9pp | 1.82%+10.6pp | 15.65%-3.2pp |
| Employer contribution / active EE | $573 | $3,444-83.4% | $8,031-92.9% | $3,231-82.3% |
| Participant deferral / active EE | $4,265 | $4,369-2.4% | $5,370-20.6% | $3,836+11.2% |
| Admin fee / account holder | $5,599 | $16,098-65.2% | $51,799-89.2% | $12,754-56.1% |