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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,590 | $81,870+13.1% | $119,608-22.6% | $68,495+35.2% |
| Participation rate | 70.2% | 71.9%-1.7pp | 79.3%-9.0pp | 67.9%+2.3pp |
| Annual return | 1.05% | -23.82%+24.9pp | -14.98%+16.0pp | -7.84%+8.9pp |
| Employer contribution / active EE | $532 | $2,692-80.2% | $4,232-87.4% | $2,596-79.5% |
| Participant deferral / active EE | $3,480 | $4,148-16.1% | $5,601-37.9% | $4,028-13.6% |
| Admin fee / account holder | $1,015 | $6,583-84.6% | $10,326-90.2% | $5,403-81.2% |