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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,136 | $88,707+197.8% | $74,184+256.1% | $273,972-3.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 10.59% | 11.94%-1.4pp | 17.74%-7.1pp | 41.46%-30.9pp |
| Employer contribution / active EE | $13,729 | $3,159+334.6% | $2,370+479.3% | $4,869+182.0% |
| Participant deferral / active EE | $1,694 | $4,212-59.8% | $3,550-52.3% | $5,287-68.0% |
| Admin fee / account holder | $1,584 | $8,717-81.8% | $5,586-71.6% | $10,133-84.4% |