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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,562 | $103,393+168.5% | $87,103+218.7% | $152,909+81.5% |
| Participation rate | 95.0% | 79.4%+15.6pp | 76.9%+18.1pp | 82.5%+12.5pp |
| Annual return | 23.54% | 28.10%-4.6pp | 28.19%-4.6pp | 345.46%-321.9pp |
| Employer contribution / active EE | $8,653 | $3,221+168.6% | $2,521+243.2% | $4,764+81.6% |
| Participant deferral / active EE | $1,296 | $4,778-72.9% | $4,049-68.0% | $5,851-77.9% |
| Admin fee / account holder | $6,067 | $12,195-50.3% | $7,491-19.0% | $11,601-47.7% |