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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,797 | $124,346+151.6% | $111,306+181.0% | $167,553+86.7% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 12.87% | 37.46%-24.6pp | 54.67%-41.8pp | 478.89%-466.0pp |
| Employer contribution / active EE | $10,759 | $3,438+213.0% | $2,732+293.8% | $4,840+122.3% |
| Participant deferral / active EE | $4,015 | $5,182-22.5% | $4,488-10.5% | $6,343-36.7% |
| Admin fee / account holder | $733 | $10,623-93.1% | $7,966-90.8% | $12,316-94.0% |