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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,995 | $71,873+208.9% | $86,698+156.1% | $68,490+224.1% |
| Participation rate | 93.5% | 72.2%+21.3pp | 76.6%+17.0pp | 67.9%+25.7pp |
| Annual return | -23.50% | 3.54%-27.0pp | 35.96%-59.5pp | -7.85%-15.7pp |
| Employer contribution / active EE | $9,430 | $2,173+333.9% | $2,837+232.4% | $2,597+263.2% |
| Participant deferral / active EE | $4,150 | $3,779+9.8% | $4,656-10.9% | $4,028+3.0% |
| Admin fee / account holder | $573 | $6,110-90.6% | $7,492-92.3% | $5,403-89.4% |