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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,778 | $136,307-38.5% | $106,619-21.4% | $273,972-69.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 78.0%+22.0pp | 83.0%+17.0pp |
| Annual return | 7.42% | 11.05%-3.6pp | 9.42%-2.0pp | 41.46%-34.0pp |
| Employer contribution / active EE | $13,796 | $5,190+165.8% | $3,947+249.6% | $4,869+183.4% |
| Participant deferral / active EE | $11,719 | $4,969+135.8% | $3,930+198.2% | $5,287+121.6% |
| Admin fee / account holder | $1,593 | $8,625-81.5% | $6,418-75.2% | $10,133-84.3% |