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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,851 | $149,741+32.8% | $118,914+67.2% | $158,982+25.1% |
| Participation rate | 100.0% | 82.1%+17.9pp | 75.4%+24.6pp | 82.0%+18.0pp |
| Annual return | 17.43% | 19.94%-2.5pp | 35.89%-18.5pp | 302.99%-285.6pp |
| Employer contribution / active EE | $15,662 | $4,119+280.3% | $3,264+379.8% | $4,763+228.8% |
| Participant deferral / active EE | $11,648 | $5,226+122.9% | $4,266+173.1% | $5,983+94.7% |
| Admin fee / account holder | $642 | $8,607-92.5% | $6,582-90.2% | $11,252-94.3% |