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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,594 | $142,426-4.1% | $115,167+18.6% | $152,909-10.7% |
| Participation rate | 100.0% | 82.4%+17.6pp | 75.9%+24.1pp | 82.5%+17.5pp |
| Annual return | 49.07% | 41.48%+7.6pp | 35.60%+13.5pp | 345.46%-296.4pp |
| Employer contribution / active EE | $15,219 | $4,011+279.5% | $3,179+378.7% | $4,764+219.5% |
| Participant deferral / active EE | $12,105 | $5,165+134.4% | $4,169+190.4% | $5,851+106.9% |
| Admin fee / account holder | $32,554 | $8,464+284.6% | $7,089+359.2% | $11,601+180.6% |