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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,317 | $155,840+40.7% | $124,694+75.9% | $167,553+30.9% |
| Participation rate | 100.0% | 81.1%+18.9pp | 74.6%+25.4pp | 82.1%+17.9pp |
| Annual return | 15.45% | 17.98%-2.5pp | 5144.82%-5129.4pp | 478.89%-463.4pp |
| Employer contribution / active EE | $12,431 | $4,165+198.5% | $3,325+273.9% | $4,840+156.9% |
| Participant deferral / active EE | $10,340 | $5,675+82.2% | $4,615+124.0% | $6,343+63.0% |
| Admin fee / account holder | $5,532 | $9,536-42.0% | $7,495-26.2% | $12,316-55.1% |