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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,107 | $115,780+91.8% | $101,255+119.4% | $158,931+39.8% |
| Participation rate | 80.0% | 79.4%+0.6pp | 75.8%+4.2pp | 82.0%-2.0pp |
| Annual return | 14.23% | 56.14%-41.9pp | 46.48%-32.2pp | 302.86%-288.6pp |
| Employer contribution / active EE | $4,269 | $4,175+2.3% | $3,660+16.7% | $4,761-10.3% |
| Participant deferral / active EE | $8,853 | $4,958+78.6% | $4,370+102.6% | $5,982+48.0% |
| Admin fee / account holder | $3,890 | $7,246-46.3% | $5,946-34.6% | $11,247-65.4% |