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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,195 | $107,368+70.6% | $92,915+97.2% | $152,909+19.8% |
| Participation rate | 92.3% | 79.8%+12.5pp | 76.0%+16.3pp | 82.5%+9.9pp |
| Annual return | 20.66% | 145.64%-125.0pp | 109.45%-88.8pp | 345.46%-324.8pp |
| Employer contribution / active EE | $5,054 | $4,222+19.7% | $3,653+38.3% | $4,764+6.1% |
| Participant deferral / active EE | $10,839 | $4,848+123.6% | $4,238+155.7% | $5,851+85.2% |
| Admin fee / account holder | $2,376 | $7,082-66.4% | $5,796-59.0% | $11,601-79.5% |