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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,357 | $106,280+146.9% | $96,538+171.8% | $139,487+88.1% |
| Participation rate | 83.3% | 77.8%+5.5pp | 74.3%+9.0pp | 80.3%+3.0pp |
| Annual return | 17.07% | 38.48%-21.4pp | 35.74%-18.7pp | 373.84%-356.8pp |
| Employer contribution / active EE | $5,640 | $4,107+37.3% | $3,740+50.8% | $4,755+18.6% |
| Participant deferral / active EE | $13,163 | $5,457+141.2% | $4,880+169.7% | $6,713+96.1% |
| Admin fee / account holder | $14,199 | $7,888+80.0% | $6,737+110.8% | $11,407+24.5% |