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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,482 | $134,817+200.8% | $123,973+227.1% | $155,188+161.3% |
| Participation rate | 76.9% | 79.4%-2.5pp | 76.7%+0.3pp | 80.8%-3.9pp |
| Annual return | 16.35% | 515.49%-499.1pp | 388.13%-371.8pp | 148.84%-132.5pp |
| Employer contribution / active EE | $5,662 | $4,425+28.0% | $4,126+37.2% | $4,248+33.3% |
| Participant deferral / active EE | $12,629 | $5,706+121.3% | $5,247+140.7% | $6,531+93.4% |
| Admin fee / account holder | $7,985 | $13,245-39.7% | $11,799-32.3% | $14,480-44.9% |