Filed April 16, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,434 | $54,541-3.9% | $78,778-33.4% | $70,126-25.2% |
| Participation rate | 98.0% | 60.8%+37.2pp | 69.2%+28.8pp | 69.5%+28.4pp |
| Annual return | 17.39% | 21.07%-3.7pp | 35.62%-18.2pp | 73.15%-55.8pp |
| Employer contribution / active EE | $3,041 | $1,089+179.3% | $1,986+53.1% | $2,343+29.8% |
| Participant deferral / active EE | $3,270 | $2,210+48.0% | $2,958+10.5% | $3,332-1.9% |
| Admin fee / account holder | $393 | $3,709-89.4% | $5,134-92.3% | $4,645-91.5% |