Filed April 16, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,753 | $65,034+18.0% | $90,970-15.6% | $79,856-3.9% |
| Participation rate | 87.3% | 61.6%+25.7pp | 69.0%+18.3pp | 69.6%+17.6pp |
| Annual return | 17.53% | 30.45%-12.9pp | 134.60%-117.1pp | 31.71%-14.2pp |
| Employer contribution / active EE | $3,193 | $1,247+156.0% | $2,122+50.5% | $2,471+29.2% |
| Participant deferral / active EE | $4,413 | $2,512+75.7% | $3,373+30.8% | $3,741+18.0% |
| Admin fee / account holder | $2,121 | $4,536-53.2% | $5,961-64.4% | $5,306-60.0% |