Filed April 16, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,296 | $59,819+22.5% | $79,583-7.9% | $68,490+7.0% |
| Participation rate | 95.8% | 61.1%+34.7pp | 69.5%+26.3pp | 67.9%+27.9pp |
| Annual return | -16.65% | -12.30%-4.4pp | 0.16%-16.8pp | -7.85%-8.8pp |
| Employer contribution / active EE | $2,904 | $1,505+92.9% | $2,414+20.3% | $2,597+11.8% |
| Participant deferral / active EE | $5,178 | $3,025+71.2% | $3,986+29.9% | $4,028+28.5% |
| Admin fee / account holder | $6,038 | $4,835+24.9% | $6,835-11.7% | $5,403+11.7% |