Filed April 16, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,902 | $50,947+3.8% | $74,551-29.0% | $64,173-17.6% |
| Participation rate | 85.2% | 61.1%+24.1pp | 69.1%+16.0pp | 69.6%+15.6pp |
| Annual return | -5.11% | -1.85%-3.3pp | 32.53%-37.6pp | 7.63%-12.7pp |
| Employer contribution / active EE | $3,219 | $1,115+188.6% | $1,961+64.1% | $2,381+35.2% |
| Participant deferral / active EE | $3,802 | $2,302+65.2% | $3,108+22.3% | $3,470+9.6% |
| Admin fee / account holder | $4,793 | $4,221+13.5% | $5,059-5.3% | $4,887-1.9% |