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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,163 | $106,001-33.8% | $92,235-23.9% | $147,585-52.5% |
| Participation rate | 62.5% | 80.4%-17.9pp | 76.5%-14.0pp | 82.8%-20.3pp |
| Annual return | 16.46% | 50.05%-33.6pp | 176.28%-159.8pp | 578.56%-562.1pp |
| Employer contribution / active EE | $2,003 | $4,333-53.8% | $3,679-45.6% | $4,876-58.9% |
| Participant deferral / active EE | $5,177 | $4,478+15.6% | $3,897+32.9% | $5,439-4.8% |
| Admin fee / account holder | $3,051 | $6,332-51.8% | $5,194-41.3% | $10,885-72.0% |