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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,551 | $124,351-20.7% | $109,188-9.7% | $167,553-41.2% |
| Participation rate | 50.0% | 79.4%-29.4pp | 75.9%-25.9pp | 82.1%-32.1pp |
| Annual return | 11.15% | 26.04%-14.9pp | 25.76%-14.6pp | 478.89%-467.7pp |
| Employer contribution / active EE | $1,203 | $4,210-71.4% | $3,723-67.7% | $4,840-75.1% |
| Participant deferral / active EE | $3,221 | $5,257-38.7% | $4,654-30.8% | $6,343-49.2% |
| Admin fee / account holder | $41,714 | $7,975+423.1% | $6,755+517.5% | $12,316+238.7% |