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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,850 | $107,368-16.3% | $92,915-3.3% | $152,909-41.2% |
| Participation rate | 61.1% | 79.8%-18.7pp | 76.0%-14.9pp | 82.5%-21.3pp |
| Annual return | 18.43% | 145.64%-127.2pp | 109.45%-91.0pp | 345.46%-327.0pp |
| Employer contribution / active EE | $1,750 | $4,222-58.6% | $3,653-52.1% | $4,764-63.3% |
| Participant deferral / active EE | $4,392 | $4,848-9.4% | $4,238+3.6% | $5,851-24.9% |
| Admin fee / account holder | $4,383 | $7,082-38.1% | $5,796-24.4% | $11,601-62.2% |