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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,066 | $97,732-27.3% | $83,831-15.2% | $135,380-47.5% |
| Participation rate | 60.0% | 80.0%-20.0pp | 76.1%-16.1pp | 82.6%-22.6pp |
| Annual return | -5.20% | 1287.56%-1292.8pp | 850.99%-856.2pp | 519.81%-525.0pp |
| Employer contribution / active EE | $1,910 | $4,222-54.8% | $3,631-47.4% | $4,779-60.0% |
| Participant deferral / active EE | $5,111 | $4,683+9.1% | $4,082+25.2% | $5,609-8.9% |
| Admin fee / account holder | $5,035 | $6,675-24.6% | $5,479-8.1% | $10,828-53.5% |