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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,308 | $79,955+2.9% | $98,461-16.4% | $75,173+9.5% |
| Participation rate | 74.3% | 70.4%+3.9pp | 75.2%-0.9pp | 67.2%+7.1pp |
| Annual return | 12.70% | 19.75%-7.0pp | 21.17%-8.5pp | 160.72%-148.0pp |
| Employer contribution / active EE | $840 | $2,264-62.9% | $3,049-72.4% | $2,671-68.5% |
| Participant deferral / active EE | $3,537 | $3,752-5.7% | $4,738-25.4% | $4,126-14.3% |
| Admin fee / account holder | $20,190 | $6,841+195.1% | $8,961+125.3% | $5,651+257.3% |