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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,933 | $81,208-1.6% | $98,920-19.2% | $79,852+0.1% |
| Participation rate | 69.3% | 72.5%-3.2pp | 76.0%-6.7pp | 69.6%-0.3pp |
| Annual return | 13.05% | 60.99%-47.9pp | 196.47%-183.4pp | 31.72%-18.7pp |
| Employer contribution / active EE | $747 | $1,960-61.9% | $2,689-72.2% | $2,471-69.8% |
| Participant deferral / active EE | $3,275 | $3,265+0.3% | $4,245-22.8% | $3,740-12.4% |
| Admin fee / account holder | $3,849 | $6,013-36.0% | $6,643-42.1% | $5,306-27.5% |