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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,301 | $58,828+26.3% | $78,002-4.7% | $62,881+18.2% |
| Participation rate | 72.9% | 71.1%+1.8pp | 75.5%-2.7pp | 69.3%+3.6pp |
| Annual return | 4.74% | 17.16%-12.4pp | 425.99%-421.2pp | 20.14%-15.4pp |
| Employer contribution / active EE | $669 | $1,672-60.0% | $2,470-72.9% | $2,281-70.7% |
| Participant deferral / active EE | $2,899 | $2,686+7.9% | $3,497-17.1% | $3,203-9.5% |
| Admin fee / account holder | $9,844 | $4,393+124.1% | $5,481+79.6% | $4,296+129.1% |