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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,027 | $67,411+21.7% | $91,004-9.9% | $70,126+17.0% |
| Participation rate | 71.6% | 71.4%+0.3pp | 75.6%-4.0pp | 69.5%+2.1pp |
| Annual return | 10.96% | -40.16%+51.1pp | 4.60%+6.4pp | 73.15%-62.2pp |
| Employer contribution / active EE | $668 | $1,786-62.6% | $2,456-72.8% | $2,343-71.5% |
| Participant deferral / active EE | $2,880 | $2,823+2.0% | $3,548-18.8% | $3,332-13.6% |
| Admin fee / account holder | $4,898 | $4,236+15.6% | $5,417-9.6% | $4,645+5.4% |