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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,334 | $98,240+6.2% | $82,312+26.8% | $147,586-29.3% |
| Participation rate | 81.8% | 79.7%+2.1pp | 76.9%+4.9pp | 82.8%-1.0pp |
| Annual return | 16.88% | 30.85%-14.0pp | 25.88%-9.0pp | 578.59%-561.7pp |
| Employer contribution / active EE | $733 | $3,192-77.0% | $2,428-69.8% | $4,876-85.0% |
| Participant deferral / active EE | $4,115 | $4,383-6.1% | $3,706+11.0% | $5,439-24.3% |
| Admin fee / account holder | $8,048 | $8,563-6.0% | $5,608+43.5% | $10,886-26.1% |